Ownership
Permanent executives provide continuity and organisational authority when technology is central to company strategy.
Free Tools / Cost & Savings
Fractional CTO Budget Estimator
Compare the true UK cost of a full-time CTO with a fractional leader or embedded engineering squad.
UK cost assumptions
Direct costs over 12 months
Your leadership cost comparison will appear here
Model salary on-costs, a fractional retainer, and an embedded squad before seeing the result.
Cost is only one decision axis
Flexibility
Fractional leadership changes capacity and specialist access without the same hiring commitment or equity structure.
Execution
A squad adds delivery capacity, but governance and internal capability transfer must be part of the engagement.
Founder's Guide to Tech Team Scaling
When to hire, when to contract, and when to bring in a squad — with cost tables.
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Frequently asked questions
What costs are included for a full-time CTO?+
Salary, employer National Insurance, employer pension, one-off recruitment cost, and an editable annualised equity value over the chosen horizon.
Is a fractional CTO the same as a consultant?+
A fractional CTO usually owns recurring technology decisions and leadership outcomes for part of the week. Engagement scope and authority vary, so define decision rights explicitly.
Why compare an engineering squad?+
Some companies primarily need delivery capacity with senior technical oversight rather than a standalone executive. A squad can combine architecture and implementation, but it is not identical to an internal CTO.
Are UK tax assumptions exact?+
No. Rates, thresholds, benefits, and employment structures vary. The percentages are editable planning assumptions, not payroll or tax advice.
Are my budget inputs stored?+
No. All calculations run in your browser. Framz records only that the verified profile used the tool, not the financial assumptions.
Need the right operating model, not just the lowest number?
Framz combines senior technology direction with implementation capacity around a defined business outcome.
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